PennyMac Financial Services (NYSE:PFSI) First Quarter 2025 Results
Key Financial Results
- Revenue: US$755.1m (up 126% from 1Q 2024).
- Net income: US$76.3m (up 94% from 1Q 2024).
- Profit margin: 10% (down from 12% in 1Q 2024). The decrease in margin was driven by higher expenses.
- EPS: US$1.48 (up from US$0.78 in 1Q 2024).
All figures shown in the chart above are for the trailing 12 month (TTM) period
PennyMac Financial Services Revenues and Earnings Miss Expectations
Revenue missed analyst estimates by 19%. Earnings per share (EPS) also missed analyst estimates by 46%.
Looking ahead, revenue is expected to decline by 1.8% p.a. on average during the next 3 years, while revenues in the Diversified Financial industry in the US are expected to grow by 3.7%.
Performance of the American Diversified Financial industry.
The company's shares are down 2.0% from a week ago.
Risk Analysis
We should say that we've discovered 2 warning signs for PennyMac Financial Services (1 shouldn't be ignored!) that you should be aware of before investing here.
Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.
This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.